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What do young people want in banking options?


banking: What do young people want in banking options? I am doing my capstone project in management, and we are working with a local bank to develop a strategic plan for them. One thing they are wondering is what the younger generation would like to see as far as products or services that the bank provides. Do you guys have any ideas related to technology, online / text message banking, personal finance cl es, customizable debit cards, etc? What options would you like to see at your bank? Or those of you that bank at larger banks or internationally - what new innovative things do your banks have that we could look into starting at this small bank?

Responses:
  • Everyone wants free everything - - including CASH ! The best new, innovative idea going - - If your new bank could figure out a way to accomplish this? Success guaranteed. let us know when you open, 'ya hear?
  • I just want money more, more, more and more of it
  • Let's see. When I was younger and now for that fact, I appreciate being able to have no funds in the account without penalty. I would have loved online banking back then, definately. Free checking was a plus, but now with debit cards, there's no real need for that
  • younger kids want. debit cards, free online bill pay, and no fees!
  • i rememberd the italian billionaire MR Ferrari when his child fail in high school and he dedicate to him a new brand ferrari car and his son was 16 i think and when he asked about that weird action he says when we are young we having every thing except money and when we get older we lose many things but we got money so i give my young son new car to enjoy his life its natural answer ;
  • easy loan consolidation especially student loans
  • Better plans to help college students save would be awesome. Maybe a higher interest rate in savings accounts. College students struggle with all the fees they have to pay and any way to help them save up extra cash would be helpful. Also, maybe holding cl es on how to file your taxes. it is more educational when the person does it themselves rather than taking it to the local HRBlock. Being able to check our account online is always convenient, and if there's some way to check it through text messaging that would be even better
  • Find out how to. withdraw from there account, but making the transaction "go through" as a DEPOSIT. hmmm would not that be AWESOME!
Tags: free, online, bank, younger, debit
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