Credit Cards & Loans

i need a credit check on myself. i have done this in the past, and never needed a credit card number. i have never given a credit card number without being charged. does anyone know of a free credit check without giving a credit card number?. because you went to a

our mortgage was sold to a really crappy company. we have thought of refinancing, but then we realized we have a really good rate for another 18 months we have a 5 year arm and will not be able to find anything as low as we have now. it is

our home had two mortgages. it foreclosed a year ago, but the second mortgage is open. we believe that bankruptcy is the only way out of it but does anyone know any other way out of it? we do not know any details of how much the first mortgage got

lets say you have usd 5000 coming in per month, how much is a safe amount to spend on a mortgage, while still saving some for car payments, other loans, insurance, groceries, emergencies, etc? my dad said a 1 / 4 of your net income is a good idea per

i was just curious as to how credit card companies determine what your credit line will be once you are approved for a card, and if you get a higher limit will it look better for your credit?. they typically run your credit history and base it on that. yes,

i have never had a credit card before, just turned 25 this year and was wondering what credit card is the best to use "not saying i will get one" just doing some research on which ones are the best and which to stay away from. thanks for any help.

hi! just wanting to pick your brain here. i have a single credit card that i use to maintain good source of credit. i pay off the total balance at the end of each month so that i do not have to pay any finance charges. however, i was thinking

i own a successful small business with excellent credit rating. i need a small business credit card that offers 0 percent apr on balance transfers and / or outstanding rewards - points program. what can you recommend to me? also, is not there a web site that helps you find

i know i did not sign up for a 21 percentapr credit card. but today i was surprised to see these numbers in my bill? is there a controlling government agency i can call?. credit card companies are being brutal and are increasing rates for everyone before the 2010 law

i bank and have a boa credit card. i have never been late in the 3 years i have had this account. all of a sudden they raised their apr to 26 percent and they say they can not do anything about it. because of my revolving credit i have

i am closing on a house tomorrow. will my credit card application that went through today rejected, btw affect anything tomorrow? or is it safe to ume all of the loan stuff is pretty much done, we just have to sign the papers? i have no credit history. we're signing

i have a credit card that i owe nothing on, but i am not sure if its still at 0 percent apr after the month thing. how can you find out when they shut off the percent so i can get a new credit card with 12 months 0 percent

i have a chase freedom credit card. i do not know if i should pay off my whole balance or just pay little by little. if i pay it off immediately will my credit score go up dramatically? or does it not even matter? thanks in advance!. first of all

i have my credit account set up to take the full amount of the the credit balance directly out of my checking on the 28th of each month. i have read many different things about building a good credit score. does paying off the full amount of my credit balance

i have 5 credit cards carrying a total balance of usd 4600. i got a credit card offer for 0 percent on balance transfers until january 2009. should i transfer 1 or 2 of the other cards balances to take advantage of the 0 percent? or will it be worse for

discovercardapplication.com / terms. aspx?type=wild&ttype=&tid=&ptid=1027. your first card try & payoff each month and be sure payments are on time. the credit bureaus are tracking your on time payments & balance outstanding, the lower your balance is compared to credit limit will up your credit score. very important in establishing your

hi. i recently just got my first credit card ever and used it to make a usd 1600 purchase. the credit limit is usd 3000, so obviously i am over 50 percent of the balance, and i just learned that's bad for credit scores. i expect to be able to

i made a purchase on my credit card. paid the credit card bill. then returned my purchase and got a credit to my balance. where is the money? does it just deduct from my credit card balance? i do not actually get the money back to me?. it means they

i have been thinking as long as you pay off your credit card balance in time before their due date, you only pay for what you swipe. i thought apr kicks in only if you do not pay in time. am i wrong or right? please explain. thank. you are right.